Low Interest Credit Cards – Low Rate Credit Card

After the lowest rate credit cards on the market? At Low Interest Credit Cards, we’ve put together a collection of the best value products out there. We’re completely Australian owned and operated, 100% safe and free to use, and our absolute priority is to help you find the best credit card on the market. Whether you’re looking for a low rate credit card, rewards card, balance transfer card, or any number of other features – you’ve come to the right place.

Our database will put you in touch with the issuer’s website, where you can access the terms & conditions, as well as a secure online application form should you feel the card is right for you. Listed below are a selection of our favourite credit cards:

Credit Card Card Details Annual Fee Interest Rate p.a. Cash Advance Rate p.a. Balance Transfer Rate p.a. Interest Free Days  
ANZ Balance Visa Card
ANZ Balance Visa Card		You gain reward points for every dollar you pay off your balance. Also a modest annual fee and low purchase rate.$7914.24%21.49%0% p.a. for 6 monthsUp to 55 days ApplyMore Info
St George Vertigo
St George Vertigo		Competitive interest rate from one of Australia's most respected banks.$5512.49%21.24%2.99% for 6 monthsUp to 55 days ApplyMore Info
ANZ Low Rate MasterCard
ANZ Low Rate MasterCard		Save with low interest rate on purchases and enjoy 0% p.a. on balance transfers for the first 6 months.$5813.24%21.49%0% for 6 monthsUp to 55 days ApplyMore Info
Aussie Mastercard
Aussie Mastercard		Choose 2.99% p.a. on purchases and balance transfers for the 1st 6 months or 3.99% p.a on balance transfers for the 1st 12 months. Reverts to just 12.99% p.a.$4912.99% (2.99% for first 6 months balance transfer) or (3.99% p.a on balance transfers for the 1st 12 months)19.79%2.99% for 6 months or 3.99% p.a on balance transfers for the 1st 12 monthsUp to 55 days ApplyMore Info
Citibank Clear Platinum Visa Card
Citibank Clear Platinum Visa Card		Save big money with a 0% introductory on balance transfers. ( Only applicable for first 6 months ) Min. Income to apply is $50k per year$49*11.49%21.24%0% for 6 monthsUp to 55 days ApplyMore Info
Featured Low Interest Credit Card: St. George Vertigo Mastercard

Featured Low Interest Credit Card: St. George Vertigo Mastercard

The St. George Vertigo Credit Card has a sort of funny name, especially since it conspicuously lacks the dizzyingly high interest rates and annual fees that are par for the course for many similar credit cards these days. In fact, the St. George Vertigo MasterCard won the 2009 Best of the Best Award from Money Magazine for boasting one of the lowest retail purchase interest rates in the nation. Not bad.

Highlights of St. George Vertigo MasterCard

  • Low interest rate for purchases at 2.99% for 6 months (with a revert rate after 6 months of 12.24% p.a.) (variable)
  • 2.99% interest rate for balance transfers for up to 6 months
  • $55 annual fee
  • 55 days interest free on purchases
  • Ability to link your St. George account

more apply

Making the Most Out Of Low Interest Credit Cards

April 1st, 2010 by Jonathan

Credit card debt has become a ubiquitous part of modern life. However, owning a low interest credit card can make a large difference to the state of your finances compared to owning a credit card subject to a higher interest rate. In fact, a low interest credit card can be used to your advantage in [...]