ANZ Balance Visa Card
If you are looking for a rewards card that offers a low rate, the ANZ Balance Visa Card is your prime card of choice for several reasons. The main and obvious is because the card has a very low interest rate of only 14.24% which most rewards cards can’t even come close to. In addition, it gives you one reward point for every dollar that you pay on your monthly balance. What other card does that?
ANZ Balance Visa Card Overview
The ANZ Balance Visa Card has a small annual ‘rewards fee’, but considering the advantages of using the card, that fee is pretty minimal. Unlike other cards of its type, reward points do not expire and can even be used for cashback on a balance.
The Balance card has an annual fee of $79 but that fee is off-set by credit limits of up to $15,000 and 55 days interest free on purchases if the monthly balance is paid in full.
The “auto-redemption” feature is a reward program that is unique to the ANZ Balance Visa Card. Cardholders can choose to activate this feature which allows cardholders to cash in any rewards points that have accumulated during the period of one month. Another unique feature is that there are no limits as to the amount of rewards that can be earned in one month.
Bottom-Line: The ANZ Balance Visa Card differs from other reward cards because of its special rewards programs that give cardholders more bonuses for using their credit card. It has a lot of great features that you can take advantage of and is best suited for customers who leave a small balance every month due to the interest free period.
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