ANZ First Visa Card
It can be difficult for first-time cardholders to build up their credit so that’s why the ANZ First Visa Card was created in the first place. It was designed to allow new customers to be able to build up their credit history in a responsible way.
ANZ First Visa Card Overview
The ANZ First Visa Card is a simple, no-nonsense credit card. It offers no reward programs for purchasing or any frequent flyer points. However, it does have a warranty protection plan along with a security protection plan to help out new customers, usually a feature reserved only for platinum cards.
Annual fees for the ANZ First Visa Card are at $0 for the entire first year and then afterwards are at a low $30 a year. As for balance transfers, the first six months are at 7.99% and then that goes up to 18.99% thereafter until good credit can be established. All this gives you plenty of time to start a positive credit history with a few purchases.
To further help, all new purchases are interest free for 44 days if you pay the balance each month. This ensures you don’t rack up any charges and hurt your credit.
One unique aspect about the ANZ First Visa Card is that cardholders get to design their own card with the “design your own card” feature. And if that isn’t enough incentives, the card comes with a Worldwide Emergency Card Replacement program that is accessible anywhere in the world.
In Summary: As someone new to credit cards, you want to be responsible and create a respectable credit history. With the extra perks and features, even experienced cardholders can appreciate what the ANZ First Visa Card offers to help its new customers.
So if you are new to the credit card scene, you will definitely benefit from the relatively low annual fee and luxury card protection programs.
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