ANZ Credit Cards
One of the largest and most established banks in Australia today, ANZ offers the widest variety of credit card options that you can choose from. They have a wide range of Visa and MasterCard credit cards as well as a unique ANZ Visa debit card, giving you the freedom to get exactly the type of credit card you need. Whether you are looking for a credit to use for your personal or your business spending, they have irresistible offers that are definitely hard to pass up on. To help you in making a sound decision, here are some of the types of ANZ credit cards that you can choose with some of their best features.
| Credit Card | Card Details | Annual Fee | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Interest Free Days | |
|---|---|---|---|---|---|---|---|
 ANZ Gold Visa Card | High levels of purchase security and insurance cover. Includes comprehensive travel insurance. | $87 | 18.99% | 20.74% | 7.99% p.a. for first 6 months. | Up to 55 days |  More Info |
 ANZ Balance Visa Card | You gain reward points for every dollar you pay off your balance. Also a modest annual fee and low purchase rate. | $79 | 14.24% | 21.49% | 0% p.a. for 6 months | Up to 55 days | More Info |
 ANZ Frequent Flyer Card | Earn 1 Frequent Flyer point for every $1 spent on your American Express card, and 1 point for every $2 spent on your Visa. | $95 | 19.49% | 20.74% | N/A | Up to 44 days | More Info |
 ANZ First Visa Card | No annual fee for 12 months, followed by a standard $30. Ideal for students as it has a low annual fee and easy approval. | $0/$30 | 18.99% | 20.74% | 7.99% p.a. for 6 months. | Up to 44 days | More Info |
 ANZ Low Rate MasterCard | Save with low interest rate on purchases and enjoy 0% p.a. on balance transfers for the first 6 months. | $58 | 13.24% | 21.49% | 0% for 6 months | Up to 55 days | More Info |
ANZ Credit Card Breakdown
1. The ANZ Balance Visa Credit Card
This card offers an amazing 14.24% purchase rate with a 55-day interest free offer. If you use your credit card regularly for your spending needs, this is the one to get; and with a low annual fee of just $79, you would definitely be getting your money’s worth with all the conveniences that this card offers.
2. The ANZ Low Rate MasterCard
If you regularly use your card but do not usually pay off the entire balance monthly, then getting this card could work for you. It has an ever lower interest rate of just 13.24% per annum as well as an interest free offer of 55 days, regardless of the type of purchase that you make. It comes with a reasonable annual fee of just $58.
3. The ANZ Frequent Flyer Visa Card
This card would be great for frequent travelers. Cardholders are able to receive Qantas Frequent Flyer Points as they use their card for purchases. Additionally, the ANZ Frequent Flyer Visa card offers a lower interest rate of 19.49% compared to other frequent flyer cards offered by other companies. It has a low annual fee of $95. They also have the ANZ Frequent Flyer Gold and ANZ Platinum cards which have the same interest rate for individuals who spend more on their card and travel more.
4. The ANZ Business One Series
This is a business credit card which is ideal for individuals who would be using their card mostly for business spending. They have the Business One Cash Rewards cards which have an interest rate of 19.10% per annum as well as the Business One Low Interest cards that would allow cardholders to save more money on their business purchases.
ANZ truly has some of the most competitive credit card options available today. Try to review the different features that each card offers to get one that will address all of your spending needs.