Aussie Credit Cards
As one of the most trusted banks in Australia, Aussie now offers not just excellent mortgage and insurance plans but some of the most competitive credit cards today. Aussie credit cards offer one of the lowest interest rates in the market. This is primarily the reason why more and more individuals are looking into getting one of their credit cards.
| Credit Card | Card Details | Annual Fee | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Interest Free Days | |
|---|---|---|---|---|---|---|---|
 Aussie Mastercard | Choose 2.99% p.a. on purchases and balance transfers for the 1st 6 months or 3.99% p.a on balance transfers for the 1st 12 months. Reverts to just 12.99% p.a. | $49 | 12.99% (2.99% for first 6 months balance transfer) or (3.99% p.a on balance transfers for the 1st 12 months) | 19.79% | 2.99% for 6 months or 3.99% p.a on balance transfers for the 1st 12 months | Up to 55 days |  More Info |
Although Aussie credit cards do not come with a rewards program or a frequent flyer points program, their low interest rate of 12.99% per annum is enough to get people applying for one. Cardholders who are also able to pay in full every month would have 55 days interest free on their purchases. They also offer the same interest rate for balance transfers, making Aussie credit cards an excellent card to get if you are looking to consolidate the cards that you already have.
Aside from the exceptionally low interest rate, Aussie also offers a superior level of customer service with round-the-clock assistance. They also have the MasterCard SecureCode program, making sure that your credit card and personal information would always be safe.
For those who are planning to use their credit card for cash withdrawals, Aussie also offers a low interest on such transactions.
Similar to other credit cards, they apply a late payment fee, which is $35 on all late payments; however, with a 55-day interest free offer, cardholders are given the opportunity to pay off their balance easily and save on finance charges.
If you are looking for a simple and straightforward card without the fuss, then getting an Aussie credit card could easily give you what you need. From using your card for regular purchases to cash withdrawals, you would be able to have the convenience of having a credit card that you can definitely rely on.