Citibank Ready Credit


Citibank Ready Credit

The Citibank Ready Credit account acts as an alternative to a personal loan or credit card. Offering a flexible line of credit you can access anytime, anywhere.

Start saving today with 2.9% p.a. for 24 months on balances transferred. Any outstanding transferred balances revert to the cash advance rate of 18.99% p.a. after 24 months.

  • Interest Rate

    18.99%

    p.a

  • Balance Transfer

    2.9%

    24 months

  • Interest FREE

    max. days

  • Annual Fee

    $0*


Citibank Ready Credit Card Features

  • No annual fee, no monthly fee and cash advance fees
  • 2.9% on balances transferred for 24 months
  • Generous Credit Limit of up to $30,000
  • Complimentary Insurance on purchases
  • A free additional card

Are you ever worried about your cash situation? Think you will need money but not sure when it’s tied up in investments, repayments, tax or bills?

Well maybe you could use Citibank Ready Credit to take control of your financial situation. Ready Credit offers the freedom of having funds available whenever you need them, from everyday spending to one-off expenses. By creating one central account with access to funds via Visa debit card, cheque or online. With a personal line of credit you can afford to use what you need, when you need it.

And the best part? It’s absolutely free. That’s right, no annual fee, no monthly fee, no cheque, transaction or cash advance fees, just an establishment cost of $69 and you are good to go.

There really is no reason not to consider Citibank Ready Credit, so take control of your financial future – today.

Application Criteria

  • You must be at least
    18 years old

  • You must be a
    Permanent Resident or
    Australian Citizen

  • You must have a
    Good Credit History

  • You must earn a
    Minimum Income of
    $30,000 p.a.