Westpac 55 Day Credit Card


Westpac 55 Day Credit Card

The Westpac 55 Day classic credit card offers an introductory rate of 0% p.a. on purchases for the first 5 months with a balance transfer rate of 3.99% p.a. for the first 6 months.

This credit card also comes with a low annual fee of $30 ($0 in the first year) and up to 55 days interest free on your purchases.

  • Interest Rate

    0%*

    p.a

  • Balance Transfer

    3.99%

    6 months

  • Interest FREE

    55

    max. days

  • Annual Fee

    $0*


Westpac 55 Day Credit Card Features

  • 0% on Purchases for 5 Months
  • Low Annual Fee of $30 (Waived First Year).
  • 3.99% on Balance Transfers for 6 Months
  • Paperless eStatements

After the recession, credit card companies have been facing challenges in recruiting new customers. The economy is still quite tentative and people are afraid to lose money they can’t afford to lose. To combat this, the major credit card issuers have come up with a variety of “can’t miss” offers, like the 55 Day Card from Westpac.

Westpac realises that the main deterrent in selecting a new credit card or a first credit card is the possibility of credit card debt coupled with the likelihood of high fees. That’s why they decided to waive the annual fee and even give you the possibility of never paying an annual fee, provided you spend enough on your credit card.

Sound good? Well what if they threw in 3.99% per annum on balance transfers for up to 6 months? And contactless transactions for purchases under $100?

There really are no shortage of reasons to love Westpac’s 55 Day Card, so why not compare it to your credit card. Are you making the most of your money?

Application Criteria

  • You must be at least
    18 years old

  • You must be a
    Permanent Resident or
    Australian Citizen

  • You must have a
    Good Credit History

  • You must earn a
    Minimum Income of
    $40,000 p.a.