Westpac Low Rate Credit Card


Westpac Low Rate Credit Card

The Westpac Low Rate credit card offers an introductory offer of 3.99% p.a. on balance transfers for the first 6 months.

You get up to 55 days interest free on purchases and paperless eStatement to save the environment.

  • Interest Rate

    13.49%

    p.a

  • Balance Transfer

    3.99%

    6 months

  • Interest FREE

    55

    max. days

  • Annual Fee

    $45*


Westpac Low Rate Credit Card Features

  • 3.99% on balance transfers for 6 months
  • Up to 55 days interest free
  • Low Annual Fee of $45.
  • Paperless eStatements

With the rise of online shopping and micro transactions, credit cards have become more fundamental than ever in the last few years. However, a large portion of Gen Y seems to be reluctant to make the switch from a debit card to a credit card due to the possibility of credit card debt and the actuality of hidden fees.

Westpac realised this, and so tailored a card specifically for people who want the benefits of a credit card without having to pay a lot of money for it. Their Westpac Low Rate Card offers competitive prices that are among the lowest in the industry, all so you can make an easy swap from your debit card to the accessibility of a credit card.

And with an interest rate of only 13.49% per annum and a balance transfer rate of 3.99% for 6 months, it’s never been easier to put all your money in one, easy place. So stop the stress surrounding credit cards, and check out Westpac’s Low Rate Card today.

Application Criteria

  • You must be at least
    18 years old

  • You must be a
    Permanent Resident or
    Australian Citizen

  • You must have a
    Good Credit History

  • You must earn a
    Minimum Income of
    $40,000 p.a.