Citibank Business Card (Citibusiness Gold)
If you are looking for a card that offers cashflow along with a higher class service than other cards, the Citibank CitiBusiness Card is at the front of the pack. Also called the CitiBusiness Gold Card because of its gold color, this card is the perfect match for any small to medium-sized business. The card has up to 99 authorized users available and concierge provides top service employees anywhere in the world.
Citibank CitiBusiness Card Overview
The Citibank CitiBusiness Card can be a valuable asset if used properly. Many professionals prefer to use it because it has up to a very generous $60,000 credit limit along with complimentary international travel insurance. Plus all purchases have a 55 day interest free period. And to top it off, it has a rewards program for all of that everyday spending.
The one thing to be careful about with the Citibank CitiBusiness Card is that it has a 20.49% interest rate along with a $74 annual fee in its first year. Each additional cardholder adds another $30 fee to that amount. Having said that, the annual fee is quite reasonable when compared to other credit cards of the same caliber.
With the perks of the Citibank CitiBusiness Card, the fee more than pays for itself. Travel insurance will help you to regain your losses if you travel often enough. Everyone encounters troubles when they travel such as flight cancellations or lost or stolen personal items. The travel insurance reimburses you for these losses.
Reward points can be spent on either Qantas Frequent Flyer miles or you can apply those points towards discounts when you stay at hotels, dine out, or catch a show. The rewards are slightly better than most cards, giving you 1.25 points for every dollar than you spend.
The Citibank CitiBusiness Card also offers a terrific balance transfer deal – 2.9% for 9 months, giving you ample time to pay down any revolving debt you move over from another card.
Bottom-line: Despite the high interest rate, which any reasonable cardholder can manage, the CitiBusiness Gold card offers enough perks and rewards to more than make up for the rate. Every time you use the card, you will work towards accumulated points that can be turned in for a substantial reward bonus. All of this makes for a valuable card that will only help your business to grow.
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