Citibank Clear Card

No card can be clearer to understand than the Citibank Clear Card. The easy-to-understand card, suitable for the everyday Australian, has no hidden fees or complicated reward programs. Instead of rewards, the card is ideal for transferring balances from other credit cards.

In order to be eligible for the card, members must earn $20,000 a year. Those that qualify are given access to features such as dining and travel discounts, although they can be limited. The card seems optimized for dealing with financial transactions.

Citibank Clear Card Overview

The Citibank Clear Card has an interest rate of 15.49% ( Introductory APR of 11.99% for first 12 months ) and an annual fee of $65. The card can have up to four other cardholders added at no additional cost. It is especially useful to those who have balances on other cards. You can transfer those balances over to the Citibank Clear Card and pay nothing on the transfers for 6 months.

All purchases with the Clear Card have a 55 day interest free grace period which is always a nice supplement. To protect your purchases, the Citibank’s FraudShield protection program tracks all suspicious purchases and Citibank’s customer service department helps settle any confusion.

The goal of the Clear Card is not to offer any lucrative rewards but instead to provide an affordable card that is free from numerous fees and best used for purchases.

In Summary: Travelers who fly often will want to find a different card for those frequent flyer points. But if you want a card that is clear to understand and use, they don’t get much simpler than the Citibank Clear Card.

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