Citibank Credit Cards
Being in business since 1812, Citibank truly has all the experience when it comes to offering all kinds of banking products to their clients. They have served and are serving more than 100 countries all over the globe, making them one of the largest banks today. They offer some of the most outstanding consumer credit cards with unbeatable features and benefits that are certainly worth considering. Two of the most popular card that they have would be the Citibank Platinum card and the Citibank Clear Card.
| Credit Card | Card Details | Annual Fee | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Interest Free Days | |
|---|---|---|---|---|---|---|---|
 Citibank Business Card (Citibusiness Gold) | Lots of business opportunities and benefits, such as high credit limit access. | $74 for first year | 20.49% | 20.99% | 2.9% for 9 months | Up to 55 days |  More Info |
 Citibank Platinum Card | For high debt that needs a long time to be repaid, the 3.9% balance transfer for life can’t be beaten. | $250 | 20.74% | 21.24% | 3.9% balance transfer for life. | Up to 55 days | More Info |
 Citibank Gold Card | Increased privilege and benefits over the Silver, yet not as high as Platinum. | $149 | 20.74% | 21.24% | 1.9% for up to 12 months. | Up to 55 days | More Info |
 Citibank BP Card | 5% off petrol at BP. 0.5% cashback for every other purchase made on the card. | $79 | 20.89% | 20.89% | 1.90% p.a. for 12 months | Up to 55 days | More Info |
 Citibank Silver Card | Features a free rewards program along with no point expiry. | $89 | 20.74% | 21.24% | 2.9% p.a. for up to 12 months | Up to 55 days | More Info |
 Citibank Clear Card | A fairly competitive low interest rate credit card. An excellent option for those who don't qualify for the Clear Platinum. | $65 | 15.49% Introductory APR of 11.99% for first 12 months | 21.24% | 0% for 6 months | Up to 55 days | More Info |
 Citibank Emirates Platinum Card | 2.9% p.a. balance transfer for 12 months. Good credit rating required for application approval. | $229 | 20.74% | 20.74% | 2.9% p.a. for 12 months | Up to 55 days | More Info |
 Citibank Clear Platinum Visa Card | Save big money with a 0% introductory on balance transfers. ( Only applicable for first 6 months ) Min. Income to apply is $50k per year | $49* | 11.49% | 21.24% | 0% for 6 months | Up to 55 days | More Info |
The Citibank Platinum card would be perfect for those who are looking to enjoy the luxury of having a top credit card without having to pay for sky-high fees. Individuals who are approved to have this credit card are usually given a credit limit of $100,000 which is also reviewed frequently for increases, whether the cardholder requests for one or not.
Additionally, the Citibank Platinum card offers a competitive interest rate of 20.74% per annum and an annual fee of just $250.00 , which are both lower than what is being offered by platinum cards of other companies. Citibank Platinum cardholders are also able to choose from a wide range of exclusive rewards programs.
For individuals who are looking to get a regular credit card from Citibank, then the Citibank Clear Card would be perfect. One of the best features of the Citibank Clear Card would be its interest rate. It has an interest rate of just 2.9% for the first six months on balance transfers, which is 15.49% on kinds of purchases, which is definitely lower than most of the other credit cards in the market.
Cardholders who are also able to pay their balance in full each month have the opportunity to have 55 days interest free on their retail purchases. It comes with an annual fee of $65, which is still lower compared to the other regular cards offered by other banks.
If you are looking for a credit card that is issued by one of the world’s most renowned banks, then consider getting one of the credit cards offered by Citibank. With unbelievable rates and irresistible features, you would surely be able to address all of your spending needs.