Gold Credit Cards

Gold credit cards are perfect if you have moderate to high spending needs. They generally have a higher credit limit compared to other types of credit cards and offer a lot more rewards and benefits for cardholders. If you have a good credit history and solid annual earnings, you should have no trouble qualifying for a gold credit card and enjoy all the perks of being a preferred cardholder.

Aside from the higher credit limits,  gold cards offer additional services and conveniences. These include purchase protection, travel insurance, personal concierges, top rewards programs, along with a myriad of other exclusive benefits.

Credit Card Card Details Annual Fee Interest Rate p.a. Cash Advance Rate p.a. Balance Transfer Rate p.a. Interest Free Days  
Suncorp Gold Credit Card
Suncorp Gold Credit Card
Great Balance Transfer Offer, complimentary international travel insurance and purchase protection$9919.75%19.75%2.9% p.a. for 12 monthsUp to 55 Days ApplyMore Info
CUA Gold Rewards Mastercard
CUA Gold Rewards Mastercard
Earn 1 reward point for every $1 spent on your card with no point expiry. Complimentary international travel insurance and purchase cover included.$8519.24%19.99%2.9% for 9 monthsUp to 55 days ApplyMore Info
Commonwealth Bank Gold Card
Commonwealth Bank Gold Card
Earn up to 100,000 points per year. Free International Travel/Hospital Insurance for up to 3 months*. Points exchangable for Frequent Flyer Points.$144*20.24%21.24%5.99% for 5 monthsUp to 55 days ApplyMore Info
Citibank Gold Card
Citibank Gold Card
Increased privilege and benefits over the Silver, yet not as high as Platinum.$14920.74%21.24%1.9% for up to 12 months.Up to 55 days ApplyMore Info
ANZ Gold Visa Card
ANZ Gold Visa Card
High levels of purchase security and insurance cover. Includes comprehensive travel insurance.$8718.99%20.74%7.99% p.a. for first 6 months.Up to 55 days ApplyMore Info

Rewards programs on gold credit cards are typically very versatile, allowing cardholders to redeem their points in a number of different ways. Some offer free airline miles while some offer great deals and discounts on dining, entertainment and travel expenses.

If you’re looking for a credit card that gives you the status of being a preferred cardholder, a higher credit limit, and many other exclusive perks and privileges in dining, travel and entertainment, then a gold credit card is right up your alley.

Travel agents