Gold Credit Cards
Gold credit cards are perfect if you have moderate to high spending needs. They generally have a higher credit limit compared to other types of credit cards and offer a lot more rewards and benefits for cardholders. If you have a good credit history and solid annual earnings, you should have no trouble qualifying for a gold credit card and enjoy all the perks of being a preferred cardholder.
Aside from the higher credit limits, gold cards offer additional services and conveniences. These include purchase protection, travel insurance, personal concierges, top rewards programs, along with a myriad of other exclusive benefits.
| Credit Card | Card Details | Annual Fee | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Interest Free Days | |
|---|---|---|---|---|---|---|---|
 Suncorp Gold Credit Card | Great Balance Transfer Offer, complimentary international travel insurance and purchase protection | $99 | 19.75% | 19.75% | 2.9% p.a. for 12 months | Up to 55 Days |  More Info |
 CUA Gold Rewards Mastercard | Earn 1 reward point for every $1 spent on your card with no point expiry. Complimentary international travel insurance and purchase cover included. | $85 | 19.24% | 19.99% | 2.9% for 9 months | Up to 55 days | More Info |
 Commonwealth Bank Gold Card | Earn up to 100,000 points per year. Free International Travel/Hospital Insurance for up to 3 months*. Points exchangable for Frequent Flyer Points. | $144* | 20.24% | 21.24% | 5.99% for 5 months | Up to 55 days | More Info |
 Citibank Gold Card | Increased privilege and benefits over the Silver, yet not as high as Platinum. | $149 | 20.74% | 21.24% | 1.9% for up to 12 months. | Up to 55 days | More Info |
 ANZ Gold Visa Card | High levels of purchase security and insurance cover. Includes comprehensive travel insurance. | $87 | 18.99% | 20.74% | 7.99% p.a. for first 6 months. | Up to 55 days | More Info |
Rewards programs on gold credit cards are typically very versatile, allowing cardholders to redeem their points in a number of different ways. Some offer free airline miles while some offer great deals and discounts on dining, entertainment and travel expenses.
If you’re looking for a credit card that gives you the status of being a preferred cardholder, a higher credit limit, and many other exclusive perks and privileges in dining, travel and entertainment, then a gold credit card is right up your alley.