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Virgin Low Rate Credit Card
Virgin Low Rate credit card offers 2.9% p.a. on balance transfers for the first 9 months with a low purchase rate of 12.99% p.a.
12.99%
INTEREST RATE
Annual Fee
$59
Cash Advance
21.69%
pa
Interest Free
44
max. days
-
Citibank Clear Platinum Credit Card
Get 0% p.a. on purchases, cash advances and balance transfers for the first 6 months with half annual fee first year.
0%
INTEREST RATE
Annual Fee
$49
Cash Advance
0%
pa
Interest Free
55
max. days
-
ANZ Platinum card
0% on balance transfers AND purchases for 6 months with all the usual platinum privileges and $0 annual fee in the first year
0%*
INTEREST RATE
Annual Fee
87
Cash Advance
20.99%
pa
Interest Free
55
max. days
-
NAB Low Rate Credit Card
Get a low interest rate on purchases only 12.99% p.a. with a balance transfer rate of 4.99% p.a. for the first 6 months.
12.99%
INTEREST RATE
Annual Fee
$59
Cash Advance
21.74%
pa
Interest Free
55
max. days
-
Westpac Low Rate Credit Card
The Westpac Low Rate Credit Card offers 3.99% p.a. on balance transfers for the first 6 months with a low annual fee of $45 and up to 55 days interest free.
13.49%
INTEREST RATE
Annual Fee
$45
Cash Advance
21.49%
pa
Interest Free
55
max. days
-
Woolworths Everyday Money Credit Card
The Woolworths Everyday Moneycredit card offers 0% p.a. on purchases for the first 9 months and 5.99% on balance transfers for the first 6 months
0%
INTEREST RATE
Annual Fee
$49
Cash Advance
21.34%
pa
Interest Free
55
max. days
-
ANZ Low Rate Credit Card
0% on balance transfer and purchases for up to 3 Months with a low ongoing purchase rate of 13.39% p.a. ANZ Falcon will monitor for any suspicious activities.
0%
INTEREST RATE
Annual Fee
$58
Cash Advance
21.74%
pa
Interest Free
55
max. days
-
Bank of Queensland Low Rate Card
Receive 0% p.a. on balance transfers, purchases and cash advances for the first 3 months with a low purchase rate of 13.49% p.a.
0%
INTEREST RATE
Annual Fee
$55
Cash Advance
0%
pa
Interest Free
55
max. days
-
Westpac 55 Day Credit Card
Introductory purchase rate of 0% for the first 5 months, $0 annual fee in the first year (then $30) and 3.99% on balance transfers for 6 months.
0%*
INTEREST RATE
Annual Fee
$0
Cash Advance
21.49%
pa
Interest Free
55
max. days
-
American Express Platinum Edge Credit Card
0% on purchases for the first 6 months & receive 20,000 membership bonus rewards points when you spend more than $500 in the first 2 months.
0%
INTEREST RATE
Annual Fee
$149
Cash Advance
20.99%
pa
Interest Free
55
max. days
Low Interest Rate Credit Cards
Low interest credit cards work for individuals who typically carry an ongoing monthly balance. We have great special offers including 0% on purchases and balance transfer currently available.
Aside from helping you manage your debt more effectively, low interest rate credit cards are also great if you do a lot of spending and shopping. They’re also the perfect option if you don’t use your card regularly and just want to have something handy just in case you get caught short one month and don’t want to wind up paying back a mountain of interest fees on the money you’ve borrowed.
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