Low Interest Rate Credit Cards

Low interest credit cards work for individuals who typically carry an ongoing monthly balance. We have great special offers including 0% on purchases and balance transfer currently available.

Aside from helping you manage your debt more effectively, low interest rate credit cards are also great if you do a lot of spending and shopping. They’re also the perfect option if you don’t use your card regularly and just want to have something handy just in case you get caught short one month and don’t want to wind up paying back a mountain of interest fees on the money you’ve borrowed.

  • Citibank Clear Platinum Credit Card

    Citibank Clear Platinum Credit Card

    Get 2.9% p.a. on balance transfers for the first 12 months

    11.99%

    INTEREST RATE

    Annual Fee

    $99

    Cash Advance

    21.74%

    pa

    Interest Free

    55

    max. days

  • ANZ Platinum card

    ANZ Platinum card

    0% on balance transfers AND purchases for 6 months with all the usual platinum privileges and $0 annual fee in the first year

    0%*

    INTEREST RATE

    Annual Fee

    87

    Cash Advance

    20.99%

    pa

    Interest Free

    55

    max. days

  • NAB Low Rate Credit Card

    NAB Low Rate Credit Card

    Get a low interest rate on purchases of 2.99% for the first year (moving to 13.24% p.a) with up to 55 days interest free period.

    2.99%*

    INTEREST RATE

    Annual Fee

    $59

    Cash Advance

    21.74%

    pa

    Interest Free

    55

    max. days

  • Westpac Low Rate Credit Card

    Westpac Low Rate Credit Card

    The Westpac Low Rate Credit Card offers 0% p.a. on purchases and balance transfers for the first 6 months with a low annual fee of $45 and up to 55 days interest free.

    13.49%

    INTEREST RATE

    Annual Fee

    $45

    Cash Advance

    21.49%

    pa

    Interest Free

    55

    max. days

  • ANZ Low Rate Credit Card

    ANZ Low Rate Credit Card

    0% on balance transfer and purchases for up to 3 Months with a low ongoing purchase rate of 13.24% p.a. ANZ Falcon will monitor for any suspicious activities.

    0%

    INTEREST RATE

    Annual Fee

    $58

    Cash Advance

    21.49%

    pa

    Interest Free

    55

    max. days

  • Bank of Queensland Low Rate Card

    Bank of Queensland Low Rate Card

    Receive 1.9% p.a. on balance transfers for the first 6 months with a low purchase rate of 13.49% p.a.

    13.49%

    INTEREST RATE

    Annual Fee

    $51

    Cash Advance

    21.49%

    pa

    Interest Free

    55

    max. days

  • Westpac 55 Day Credit Card

    Westpac 55 Day Credit Card

    Introductory purchase rate of 0% for the first 5 months, $0 annual fee in the first year (then $30) and 3.99% on balance transfers for 6 months.

    0%*

    INTEREST RATE

    Annual Fee

    $0

    Cash Advance

    21.49%

    pa

    Interest Free

    55

    max. days

  • ANZ First Credit Card

    ANZ First Credit Card

    0% on purchases and balance transfer for up to 3 Months The card features extended warranty insurance and 90-day security insurance. This card comes with 3 free additional card holders and as part of VISA you also receive special off

    0%

    INTEREST RATE

    Annual Fee

    30

    Cash Advance

    20.99%

    pa

    Interest Free

    44

    max. days

  • American Express Platinum Edge Credit Card

    American Express Platinum Edge Credit Card

    0% on purchases for the first 6 months & receive 20,000 membership bonus rewards points when you spend more than $500 in the first 2 months.

    0%

    INTEREST RATE

    Annual Fee

    $149

    Cash Advance

    20.99%

    pa

    Interest Free

    55

    max. days