Low Interest Rate Credit Cards
If you’re looking for a good way to avoid or escape high monthly repayments, a low interest rate credit card is the perfect option for you. Low interest cards work for individuals who typically carry an ongoing monthly balance.
Aside from helping you manage your debt more effectively, low interest rate credit cards are also great if you do a lot of spending and shopping. They’re also the perfect option if you don’t use your card regularly and just want to have something handy just in case you get caught short one month and don’t want to wind up paying back a mountain of interest fees on the money you’ve borrowed.
| Credit Card | Card Details | Annual Fee | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Interest Free Days | |
|---|---|---|---|---|---|---|---|
 ANZ Balance Visa Card | You gain reward points for every dollar you pay off your balance. Also a modest annual fee and low purchase rate. | $79 | 14.24% | 21.49% | 0% p.a. for 6 months | Up to 55 days |  More Info |
 St George Vertigo | Competitive interest rate from one of Australia's most respected banks. | $55 | 12.49% | 21.24% | 2.99% for 6 months | Up to 55 days | More Info |
 ANZ Low Rate MasterCard | Save with low interest rate on purchases and enjoy 0% p.a. on balance transfers for the first 6 months. | $58 | 13.24% | 21.49% | 0% for 6 months | Up to 55 days | More Info |
 Aussie Mastercard | Choose 2.99% p.a. on purchases and balance transfers for the 1st 6 months or 3.99% p.a on balance transfers for the 1st 12 months. Reverts to just 12.99% p.a. | $49 | 12.99% (2.99% for first 6 months balance transfer) or (3.99% p.a on balance transfers for the 1st 12 months) | 19.79% | 2.99% for 6 months or 3.99% p.a on balance transfers for the 1st 12 months | Up to 55 days | More Info |
 Citibank Clear Platinum Visa Card | Save big money with a 0% introductory on balance transfers. ( Only applicable for first 6 months ) Min. Income to apply is $50k per year | $49* | 11.49% | 21.24% | 0% for 6 months | Up to 55 days | More Info |