Compare No Annual Fee Credit Cards

No annual fee credit cards provide the convenience of a credit card without the annual fee to pay. No annual fee credit cards have a higher purchase rate than low interest cards.

For individuals who want to get a credit card but don’t want to pay ongoing fees for the privilege of having it, no annual fee credit cards are the best option to go for. Unlike other cards which charge you whether or not you use them, no annual fee credit cards come with no ongoing yearly uptake fees.

  • Virgin No Annual Fee Credit Card

    Virgin No Annual Fee Credit Card

    The Virgin No Annual Fee Credit Card offers no annual fee ever and a balance transfer rate of 2.9% p.a. for the first 6 months.

    $0*

    Annual Fee

    Interest Rate

    18.99%

    pa

    Cash Advance

    20.99%

    pa

    Interest Free

    44

    max. days

  • HSBC Credit Card

    HSBC Credit Card

    0% on Balance Transfers for the first 6 months with no annual fee for life!

    $0*

    Annual Fee

    Interest Rate

    17.99%

    pa

    Cash Advance

    21.99%

    pa

    Interest Free

    55

    max. days

  • Citibank Ready Credit

    Citibank Ready Credit

    Introductory Rate: 2.9% on Balance Transfers for first 15 months + no annual, monthly, cheque, transaction or cash advance fees.

    90*

    Annual Fee

    Interest Rate

    18.99%

    pa

    Cash Advance

    18.99%

    pa

    Interest Free

    max. days

  • American Express Gold Ascent Credit Card

    American Express Gold Ascent Credit Card

    Get a special 0% on purchases for the first 6 months and pay no more annual fee with an American Express Gold Ascent. This card offers a complimentary Membership Rewards Program allowing you to earn 1 membership reward point per $2 spent.

    $0*

    Annual Fee

    Interest Rate

    0%

    pa

    Cash Advance

    20.74%

    pa

    Interest Free

    44

    max. days