No Annual Fee Credit Cards
For individuals who want to get a credit card but don’t want to pay ongoing fees for the privilege of having it, no annual fee credit cards are the best option to go for. Unlike other cards which charge you whether or not you use them, no annual fee credit cards come with no ongoing yearly uptake fees.
Aside from having no annual fee, this type of card also usually offers a lower interest rate compared to regular credit cards. There are some which even offer a 0% introductory interest rate, making it perfect for individuals who are looking to get a card to transfer their balance to or to use for regular spending.
| Credit Card | Card Details | Annual Fee | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Interest Free Days | |
|---|---|---|---|---|---|---|---|
 Commonwealth Bank Low Fee Card | A great card for people who uphold their 55 day interest free grace period. Paying $0 each year on your repayments, interest and fees is easily possible with this card. | $24* | 19.74% | 21.24% | 5.99% for 5 months | Up to 55 days |  More Info |
 ANZ First Visa Card | No annual fee for 12 months, followed by a standard $30. Ideal for students as it has a low annual fee and easy approval. | $0/$30 | 18.99% | 20.74% | 7.99% p.a. for 6 months. | Up to 44 days | More Info |