Platinum Credit Cards
Platinum credit cards offer nothing but the best for cardholders who want to receive the highest level of service and take advantage of the most exclusive benefits and rewards programs. If you have a good credit history and a high yearly income, a platinum credit is the best way to go.
| Credit Card | Card Details | Annual Fee | Interest Rate p.a. | Cash Advance Rate p.a. | Balance Transfer Rate p.a. | Interest Free Days | |
|---|---|---|---|---|---|---|---|
 Suncorp Platinum Card | Great rewards program and security features. Balance Transfer for life offer! | $205 | 19.99% | 19.99% | 3.9% p.a. for life | Up to 55 Days |  More Info |
 Commonwealth Bank Platinum Card | Earn up to 150,000 points per year. Travel Insurance for up to 12 months. Extended Insurance /Purchase/Security benefits. Commonwealth Awards Program plus extra Platinum Rewards. | $280* | 20.24% | 21.24% | 5.99% for 5 months | Up to 55 days | More Info |
 St George Platinum | One of the cheapest credit card available in Australia for purchases. Earn shopping and entertainment discounts complimentary with St George 'Instant Benefits'. | $89 | 15.74% | 21.24% | 3.99% for up to 6 months. | Up to 55 days | More Info |
 Citibank Platinum Card | For high debt that needs a long time to be repaid, the 3.9% balance transfer for life can’t be beaten. | $250 | 20.74% | 21.24% | 3.9% balance transfer for life. | Up to 55 days | More Info |
 Citibank Emirates Platinum Card | 2.9% p.a. balance transfer for 12 months. Good credit rating required for application approval. | $229 | 20.74% | 20.74% | 2.9% p.a. for 12 months | Up to 55 days | More Info |
 Citibank Clear Platinum Visa Card | Save big money with a 0% introductory on balance transfers. ( Only applicable for first 6 months ) Min. Income to apply is $50k per year | $49* | 11.49% | 21.24% | 0% for 6 months | Up to 55 days | More Info |
First off, platinum credit cards offer a higher credit limit than regular cards or gold cards. This is the reason why individuals who usually have high monthly spending choose to get a platinum card. Sometimes, when the credit limit is not enough for a particular purchase, the transaction is still allowed, especially if the cardholder has excellent credit history. This gives the cardholder more flexibility and purchasing power.
Although platinum cards already have a high credit limit when they are opened, cardholders who have them are given with more credit limit increases compared to regular cardholders. This is even when the cardholder is not requesting for one. If you want a platinum card but do not want to have your credit limit increased regularly, you can also request for it to stay as it is.
Platinum credit cards also offer a wide range of additional value-added features such as travel accident insurance, car rental insurance, purchase protection and fraud protection to provide you with the highest level of security. There are also some which provide cardholders with concierge services and chauffeur services.
Platinum credit cardholders are also given with the best kinds of rewards programs. There are some which offer cashback or cash rebate programs with a higher point accrual for every dollar spent. There are also those which offer a rewards program with a wide variety of gifts that you can cash in your rewards points for.
Overall, platinum credit cards are for those who want nothing but the best when it comes to card features and privileges.