Balance transfers are one of the most popular options for getting rid of credit card debt and credit card providers seem to know it.
With credit debt becoming a bigger issue many Australian cardholders, there are more and more cards on the market that now feature low rates for balance transfers, with
Most credit cards come with an interest free period for new purchases but this feature is not one that should ever be taken for granted.
Whether it is 30 or 55 days interest free, chances are there will be a range of conditions that need to be met before cardholders can take advantage of the offer.
As more and more cards turn to balance transfer offers, rewards or signup bonuses to get more cardholders on board, some are going one step further by offering no annual fee.
While not everyone will have to deal with interest rate payments or other card fees, most cards will have an annual cost that c
It may seem like a separate part of your finances when spending money, but how you use a credit card can seriously affect overall financial fitness.
Despite the number of low interest rate options available, putting purchases on a credit card can still easily lead to debts and additional costs through
Interest rates are a factor people always consider when looking at different credit cards, but not everyone is aware of all the features that are a part of these numbers.
Credit cards tend to be based on a variable rate of interest, but there are also different rates for different cards that should be
Credit card comparisons can be made in a number of ways, but one of the most relevant options for people looking at switching to a new card is to use a current balance.
Whether you are using credit to finance a major purchase or find that you need a bit of extra time to pay off the card, checking how
Credit limits are a factor of credit cards that have potential to make or break a cardholder’s financial situation.
While many people may never notice their credit limit, focusing more on interest rates or rewards, others will find their limit leading to more fees or expenses that can be hard to pa
Credit card issuers are often separated into two broad categories – banks and independents – but very few people actually look at whether there are interest rate differences within each category.
While the Big Banks in Australia – ANZ, Commonwealth Bank, NAB, Westpac and usually St George – ar
With so many balance transfer offers available it is easy to fall into the assumption that making the switch will be all it takes to clear up credit card debt.
While balance transfers tend to be low interest options and do have the potential to help cardholders become debt-free, these kinds of credit
While comparing different credit card offers is an important part of making a good card choice, with a frequent flyer option the rewards program itself should also be considered.
Many people decide to get a rewards card as a way of getting more out of their credit card, but it is often easy to get cau
